I accept Visa, MasterCard, and Discover, as well as Flexible Spending (FSA) or Health Savings Account (HSA) cards.

Terry Galler currently accepts ONLY:

Blue Cross/Blue Shield PPO

Lyra

UnitedHealthCare

Cigna 

Aetna

UMR

Oscar

Meritain

Anthem BCBS

Oxford Health Plan

UHC Student Resources

All Savers UHC

Harvard Pilgrim

If you have questions about a single case agreement or out-of-network benefits please feel free to contact your HMO or health insurance plan to learn more about what your plan covers. Below are some questions that are helpful to ask:

• Do my insurance benefits include mental health services and telehealth?

• What is the coverage amount per therapy session?

• Will I be required to pay a copay?

• Is there a limit to the number of sessions per year my plan covers?

• What is my deductible?

• Do I need to get approval from my primary care physician?

Please check with your carrier to see what coverage is available on your plan. Thank you so much!